Tuesday, October 28, 2014

Sweet Sweeps & Injury Avoidance Tips for Sports Fans from Our Friends at Aflac #AflacSweeps #CleverGirls #ad

Got a freezer full of ice packs and a bathroom full of Ace bandages and Ibuprofen? Are you on a first name basis with the MRI & X-ray techs? Does your pediatrician see your kid limping down the block, leaning on you, on a regular basis? Then you must be the parent of an athlete! 
  • From my daughter's first broken ankle in first grade, from a team gymnastics cartwheel ariel gone awry, to last week when my now 11 year old was back in the X-ray room yet again, it's been a journey. This time the diagnosis is Osgood-Schlatter disease, an overuse injury that causes a painful lump below the kneecap in kids having big growth spurts. The condition gets better once the child's bones fuse together & stop growing. In the mean time it's tough.
  • My kid has broken her front tooth in half doing Circus Arts, and she's been on crutches more times than I can count, over her 4 years of competitive gymnastics and 3 years of circus team. 
  • Our family are also big fans of The Bears, The Blackhawks, and Chicago's numerous girls' Roller Derby teams in The Outfit and The Windy City Rollers. Talk about potential for injury!!

Check out some great sports safety tips from our friends at Aflac:

Sports Safety Tips
  • Baseball is often referred to as “America’s favorite past time,” but many believe that football is America’s game. The Super Bowl is the biggest sports event of the year, and college football constantly dominates headlines in the fall. However, since football is such a demanding and physical sport, injuries can be common and sometimes serious enough to lead to a trip to the emergency room. 
  • However, it doesn’t have to be that way! To help your children learn how to keep things as safe as possible on the football field, follow these tips:

  • 1) Football = lots of gear!
  • Some equipment may look “optional,” but it is important to wear all necessary pads and safety gear each time you play. If you show up for a practice or game without it, alert your coach immediately. 

  • 2) Follow the rules
  • While physical prowess is central to football, you must obey the rules. In the heat of the moment it’s easy to forget, but there is a reason why things like tripping, clipping, blocking below the knees and helmet-to-helmet contact are illegal in football: they can be very dangerous to both you and your opponents. 

  • 3) Listen to your body
  • If at any point you feel pain or discomfort while playing, notify your coach and get out of the game. While sitting on the sidelines is one of the most difficult situations a player can face, pushing through injuries increases the severity and keeps you out of action longer. 

  • 4) Take the doctor’s orders
  • After experiencing a sports injury, the first question a player often asks is, "When can I play again?" The answer depends on the injury. Always listen to your doctor. Even if you can't return right away, a doctor or physical therapist might have suggestions and advice on what you can do to stay fit and rehab the injury. It is important to always check with a doctor before attempting any activity following an injury.

  • 5) Make sure you’re covered
  • Accidents happen. When unexpected injuries happen on the football field, make sure you’re prepared with supplemental insurance to help cover out-of-pocket expenses. According to the 2014 Aflac WorkForces Report, 66 percent of U.S. workers could not afford the costs associated with a serious illness or injury. That’s why voluntary insurance plans are so important. In the event of a serious injury, they help provide peace of mind and cash benefits to help you get back in the game fast.

  • Aflec helps put parents’ minds at ease so families don’t get sidelined due to unexpected injuries or illnesses: 

About: Sports Injuries
Accidents happen. When a covered accident happens, supplemental accident insurance pays the policyholder cash benefits for the unexpected medical and everyday expenses that begin to add up almost immediately. 

When unexpected illness or injuries DO happen, make sure you’re prepared with supplemental insurance.
  • According to the 2014 Aflac WorkForces Report, 66 percent of workers could not afford the costs associated with a serious illness or injury. 
  • Without health insurance, the average cost to treat a broken leg, for example, is over $10,000 – now just imagine a serious back injury!
  • That’s where Aflac comes in … if someone with an Aflac supplemental insurance plan experiences a serious illness or injury, Aflac helps ease the financial stress and provides cash benefits to help pay for out-of-pocket expenses.
Supplemental insurance could help cover these and other expenses that may not be fully covered by your major medical insurance:
  • Broken teeth
  • Concussions
  • Ambulance, ground and air
  • Emergency room visits
  • Lacerations
  • If you watch sports at all, I'm sure you've seen the Aflac Duck’s new commercial as well as Aflac's partnership with the Heisman Trophy. We're happy to partner up with them as well, and share their sports safety tips and sweet sweepstakes info with our readers.
  • About: Ultimate College Football Experience Sweepstakes
    Entry Form & Official Rules 
    Three prize packages will be awarded; winners will be announced Oct. 28, Nov. 4 and Nov. 11. 

    Are you the ultimate college football fan? If so, this #AflacSweeps is for you! Three lucky fans will win a trip for two, a pair of tickets to one of three college football games in November, a chance to meet Desmond Howard and more. Enter once per 24 hours on Facebook; for bonus entries, share on Twitter. Enter today and then spread the word to let your friends know it’s #GameOn!

    Each prize package includes:
    • Two tickets to the biggest college football game of the weekend.
    • Meet & greet with Desmond Howard.
    • Round trip airfare.
    • Hotel accommodations.
    • Ground transportation to and from events.
    • $500 prepaid debit card for food and other expenses.

  • CONSUMER NOTICE: NO PURCHASE NECESSARY TO ENTER OR WIN. PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. VOID WHERE PROHIBITED OR RESTRICTED BY LAW. Open to legal permanent residents of 50 U.S. states and DC, 21 or older, who have Internet access and valid email address prior to 08/28/14. To enter and for Official Rules, including odds and prize descriptions, click here: 

  • This sweepstakes is in no way sponsored, endorsed or administered by, or associated with Facebook or Twitter. For a winner's list (after 11/10/14), visit the Ultimate College Football Experience tab of this page or mail request to Aflac "Ultimate College Football Experience" (Specify Winner List), Media Relations, 1932 Wynnton Road, Columbus, GA 31999. Sponsor: American Family Life Assurance Company of Columbus.

  • About: Aflac
    • Aflac Incorporated is a Fortune 500 company providing individual and group voluntary insurance products that help deliver protection to more than 50 million people worldwide. 
    • For nearly six decades, Aflac insurance policies have given policyholders the opportunity to focus on recovery, not financial stress. 
    • In the United States, Aflac has been the number one in worksite/voluntary sales for 13 consecutive years. (Eastbridge Consulting Group, U.S. Worksite/Voluntary Sales Report. Carrier Results for 2002-2014. Avon, CT.) 
    • The company’s voluntary insurance policies, which are designed to supplement major medical plans, pay policyholders directly for unexpected costs associated with a covered serious illness, injury or loss. In addition, the cash benefits can be used to help pay rent, gas, groceries, child care or any other out-of-pocket expenses a worker may have.
    • Aflac offers accident, dental, life, vision, cancer, hospital intensive care and more voluntary insurance policies.
    • Aflac has a presence in all 50 states, and in Puerto Rico and the Virgin Islands. The company is also the number one life insurance company in terms of the number of individual policies in Japan. 
    • Aflac's family of insurers includes American Family Life Assurance Company of Columbus and/or American Family Life Assurance Company of New York and/or Continental American Insurance Company and/or Continental American Life Insurance Company.  
I was selected for this opportunity as a member of Clever Girls and the content and opinions expressed here are all my own.

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